October 16, 2008

New York's No-Fault 30 Day Rule -Trap For The Unwary

When you are in a New York motor vehicle accident, your medical bills, hospital bills and lost wage claims are paid by the no-fault insurance company, which is your own insurance company, even if the other car was at fault for your accident. Any occupant of your vehicle that is injured in this New York car crash is also covered under this provision, and makes a claim through your insurance company.

You must be aware that in order to be eligible for No-Fault coverage, an application (known as an NF-2) must be submitted within 30 days of the accident for each person making a claim for No-Fault benefits. Unfortunately, the insurance companies involved often fail to notify the claimants of the 30 day rule, which jeopardizes your medical, hospital and wage benefits through No-Fault. That is why it is vital that if you are in a New York car accident, you should consult an attorney immediately.

If you, a loved one, or friend has been involved in any type of accident, contact The Law Office Of Mark A. Siesel online or at 888-761-7633 for a free consultation with an aggressive, experienced attorney who will provide personal attention and dedication to your case.

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October 2, 2008

New York Dog Bite Case--Protect Your Legal Rights

If you are bitten by a pit bull in a Bronx County dog bite incident, for example, here is a list of what you should and should not do:

Find out immediately from the dog owner if the animal has had its rabies shots so you are aware of the extent of this potential risk;

Try to locate and identify any witnesses to the dog bite, and if possible, obtain the names, addresses and phone numbers of these witnesses;

Immediately report the incident to the local police precinct or division to have a report prepared;

Question the owner of the dog, assuming the owner will tell you this, as to whether the dog ever exhibited any "dangerous propensities" previously, including biting, jumping on people, or even aggressive barking--this is critical information in establishing fault against the dog's owner;

Obtain from the owner the name, address and phone number of any homeowner or renter's insurance company, and with this information, make an initial claim against that insurance company;

Get immediate treatment for your injuries, especially in cases of severe trauma and where it is unclear if the dog has been vaccinated against rabies;

If possible, try to obtain photographs of the dog by requesting that a family member or friend assist you in this effort;

DO NOT UNDER ANY CIRCUMSTANCES sign any release sent to you by an insurance representative who offers to pay your medical or hospital bills in exchange for your signed release, which prevents you from bringing a claim for your pain and suffering and emotional trauma;

DO NOT GIVE ANY SIGNED STATEMENT OR A TAPE RECORDED INTERVIEW TO AN INSURANCE AGENT;

Do not speak with the owner of the dog if he or she calls you after the bite, other than to obtain insurance information or more information about the dog's history and vaccination records.

If you have been the victim of a New York dog bite, contact The Law Office Of Mark A. Siesel online or at 888-761-7633 for an aggressive, experienced advocate who will fight the insurance companies and defense lawyers to obtain the maximum possible compensation for your pain and suffering, emotional trauma, lost earnings and medical bills.

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